house sale

[pie man]

my father has had a stroke and we are now worried that if he has another one, he might need to go into a nursing home. Can anyone tell me is there a way we can avoid selling his house to pay for the care?

[louisse]

hi pie man my mum also had a servire stroke 4 years ago and she also went into a nursing home 4 weeks ago the diffrence beeing that she was in rented propity i did find however that the help the aged web site gives you all the infomation you will need as far as wheather you will need to sell and all the infomation you will need regarding what finances they will take and what your dad will be left with hope this is of some help

[Kathyan]

I don't know of any way that you can get around the situation, sorry, but i do sympathise with you.
I think it's absolutely disgusting that you should have to sell his property because he is going into a care home. It's about time that our elderly people were looked after by the Government, but they are too busy spending our money on illegal wars and giving money to other countries when it is needed here. Don't even get me started on the EU! I hope your father is on the road to recovery and that everything will be OK.

[Catso]

In essence, I'm afraid the answer is 'no'.

You need to have set up avoidance schemes years beforehand and even then they don't always work, as the authorities can change the rules any time they like.

But by all means try asking a financial advisor for advice.

[themas]

You could try this site:
www.nhfa.co.uk

They may be able to give you some advice.

[les saisies]

Try to rent out the house. It may pay some of the fees.

How about an equity release scheme. Although you may "lose" some of the value in the house it may not be as much as selling.

[LauJ]

Hiya,
Sorry to here about your father. Does anyone else live in the property or is anyone else classed as a part owner? The council would be unable to make you sell the house to pay for residential/nursing care if theat was the case. He would also have to pay if he has savings over a certain amount although there is a sliding scale of how much you have to contribute depending on the level of savings.
Hope it all works out ok,
Lau

[LauJ]

I meant to add, see if your father would be eligable for Continuing Health Care which is NHS funded.....