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House Reposessed-What can we claim back?
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We had our house reposessed at the end of September 2006, Last month. They had a eviction order for the property, and 28th September, was the date set.
We had a couple who wanted to purchase our property for 120,000 Pounds, my solicitor had a letter from C&G Stating they wanted 69,000 to settle the mortgage, but made no reply to suspending the eviction order.
We attended court 2 days before the eviction date, and the judge adjourned it to the following day for proof of a buyer. We returned to court the following day, and because the coal board searches had not come back for the buyers, he granted C&G Reposession of the property, and we had 25.5 hours to get out.
The property has now been put back on the market by C&G for 115,000, and the buyers who was going to buy off us, are buying it through the estate agent which we hired, who is now selling it for C&G.
The house was valued at 68,500 when we bought it in September 2002, and had a mortgage for 65,075 (95%), and it was a joint mortgage in mine & my wifes name.
I Was made bankrupt in April of this year 2006, so 50% of the 46,000 equity wont concern me, but what about my wifes 50% ?
Could someone please give me some good advice, Iv been told i can claim, but dont know the procedure. i,m also going to see cab, to see what info they have.
Thanks a lot
We had a couple who wanted to purchase our property for 120,000 Pounds, my solicitor had a letter from C&G Stating they wanted 69,000 to settle the mortgage, but made no reply to suspending the eviction order.
We attended court 2 days before the eviction date, and the judge adjourned it to the following day for proof of a buyer. We returned to court the following day, and because the coal board searches had not come back for the buyers, he granted C&G Reposession of the property, and we had 25.5 hours to get out.
The property has now been put back on the market by C&G for 115,000, and the buyers who was going to buy off us, are buying it through the estate agent which we hired, who is now selling it for C&G.
The house was valued at 68,500 when we bought it in September 2002, and had a mortgage for 65,075 (95%), and it was a joint mortgage in mine & my wifes name.
I Was made bankrupt in April of this year 2006, so 50% of the 46,000 equity wont concern me, but what about my wifes 50% ?
Could someone please give me some good advice, Iv been told i can claim, but dont know the procedure. i,m also going to see cab, to see what info they have.
Thanks a lot
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