For those of you who are not aware. Your banks have been unfairly charging for the pleasure of using their facilities. If you would like to reclaim all the unfair charges that your bank has made against you over the last six years then go here http://www.moneysavingexpert.com/cgi-bin/viewn ews.cgi?newsid1141050760,24632, and follow the link to The Consumer Action Group. Read everything and then prepare for battle.