Bank Giro Credit

[kira]

Today after opening my bank statment, i noticed that a Bank Giro Credit Ref AS. was paid into my acconut. I phoned my bank and they have no idear where it came from and neither do i! Can any one tell me what a bank giro credit is? and where they come from? or am i being really silly here and except the money with gratitude. Thank you. x

[dzug]

A bank giro credit just means that someone else has paid money into your account. It could be absolutely anyone in the UK.

AS is the reference or message they put on the paying in slip or typed in if they did it on line. It must mean something to someone, but not to me.

It's either something you have been expecting (?refund for something?) but have forgotten about, or it's a mistake. In the latter event you have (eventually) to pay it back if (when) the mistake is discovered.

[PFA]

Hi Kira,

If you want to find further info re a giro credit ask your bank to do a CREDIT TRACE for you. All banks have this facility as it is a legal requirement for banks to hold this information.

[kira]

Thanhyou so much for your responce to my question about Bank Giro Credit. I have been intouch with the bank and they did a credit search. The good news is its a Tax rebate YEAH. Never had one of those before. Happy Christmas to me!! Thanks everyone Tina x

[dzug]

You'll probably get a letter from the tax office in a few days explaining it then.

[kira]

Hi it would have been nice to have been informed befor hand. But that the taxs office for you. Thanks for your advice and info. x