I've always found Freedom Lending an OK company to deal with. they'll take your default into account and offer you a reasonable rate.
Every time I mention Freedom on AB though I get several other replies stating how bad they are.
Talk to them and get an idea of what rate they will offer you. Beware though that they will perform a credit check that will show on your credit record. Too many of these in a short period of time and you'll have big issues getting credit in the near future.