Quizzes & Puzzles1 min ago
switching banks for a lower interest
10 Answers
I am paying 29% interest on my overdraft with Natwest and would like to change to another bank that can offer me a more competitive rate, How do I go about doing this? I work mon-fri 9am-5pm so I do not have time to go to each bank and ask, but is there a website that shows you all the interest rate %?
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For more on marking an answer as the "Best Answer", please visit our FAQ.wow, my bank gives me a free overdraft (tho its not a huge amount) and Ive never had a credit card.
the site below might help show you current rates/charges etc
http://www.moneysupermarket.com/cards/credit_c ard.asp
the site below might help show you current rates/charges etc
http://www.moneysupermarket.com/cards/credit_c ard.asp
Basically I had an interest free overdraft when I was a student, then after the first year of graduation they started adding interest, now after the 3rd year they have changed my account to current plus and the % has gone through the roof to 29. something%. Its outrageous.
I dont know what to do, its hard for me as I work 9-5 in an office so I cant be visiting the high street banks.
I dont know what to do, its hard for me as I work 9-5 in an office so I cant be visiting the high street banks.
you don't have to vist anyone do it all on the net:
http://www.moneysupermarket.com/
Get a cheap loan and clear your overdraft asap, then if I was you I'd boot Naff West into touch, total shower of sh1t1
http://www.moneysupermarket.com/
Get a cheap loan and clear your overdraft asap, then if I was you I'd boot Naff West into touch, total shower of sh1t1
No never take out the loan insurance it's hugely expensive and the exclusions are so vast that they hardly ever pay out anyway. If you think you need it you can get cheap term assurance on the reducing balance from most Life Assurance companies. Depends on the size of loan whether it's worth doing, I never bother.
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