barclays

[jammy76]

my girlfriend has a student barclay card with a �500 limit its maxed up every month. she pays minimum amount then spends it again.ive heard of switching cards 2 avoid interest how do you do this and what does it entail etc?

[Postdog]

Duh! apply for a nil interest card of course.

Try this site.

http://www.fool.co.uk/credit-cards/credit-card s-comparison.aspx

[Postdog]

Love it!! A screen name of the Stalker advising you to follow her. Mind you, they are right - learn to handle things without needing credit and you won't go far wrong.

[banjobabe]

Hey Jammy,

I would advise to check out Martin's Money Tips. He goes through everything in minute detail.

You have to be really well organised to do this tho so if your friend isn't I wouldn't suggest it.

BB xx

[jammy76]

thamks for the advice guys . does she have 2 pay off barclays or can she transfer it 2 another card how do u do this? i know i sound thick but ive never had credit before

[meglet]

Oh look, the who thinks he's Jamie Carragher is back

http://www.theanswerbank.co.uk/ChatterBank/Que stion517818-3.html

Strange that such a wealthy footballer hasn't paid off his girlfriend's credit card!

[jammy76]

ok meglet if u dont believe me fine. i believe people should be responsible for treating credit with respect

[meglet]

Well Jammy .....1) the real Jamie Carragher is married and 2) It's pretty likely he would have an accountant and wouldn't post such a question online.

But if you insist you have a student girlfriend I'll give the News of the Screws the exclusive.

[Thunderchild]

theres one golden rule in banking:
spend it wisely you only have it once
Spending money you don't have means that it will come back and bite your ass off taking the interest value with it NOTHING is FREE