Debt collection

[midyorkie]

I have a debt to collect for about �20 - I don't want him to get away with it - is it worth county court action or debt collection agency ?

[Ethel]

You can't take somebody to court for �20.

But even if you could, and you won, it doesn't mean you'd get your money back easily.

It is an order to pay, not a payment.

[Velvetee]

You can go to the Small Claims Court, to sue for sums up to and including �5000, but to lodge the case it cost about �130 then to file documents with the court, it's an additional �100.

That would be alot of money to sue for only �20 and also the judge might be so irritated by the case, deeming it as petty, he might favour of the defendant, so not only would you lose over �200 lodging the case, you'd lose your �20 too.

Just put it down to experience and don't lend money again.

[dzug]

Those are gross exaggerations of the costs involved in the small claims court - for a start to lodge the case costs �30 - or �25 if done online.

But it's still really not worth the bother.

[ilsonchick]

I would sell the debt to someone and let them go and chase it up - they will add on the interest for wasting time x

[WoWo]

Have you asked for the money? I'd send a letter to the person saying that they have 10 days to pay after such time you will be apply to the court which could result in a CCJ, them having to pay costs and destroying their credit rating.

That might spur them on to actually pay the money. Then again it might not.

[RevFunk]

A debt for 20 quid?

Burger me let it go lol

[RevFunk]

Sell a 20 quid to an agency lol

You'd be lucky to get a fiver plus you would have to prove you had an agreement that had not been honoured

[4getmenot]

they'd laugh at you. Would cost you more in court fees, just leave it

[lil123]

I really would just let it go and put it down to experience he will get his Karma and all that x