Question Author
Basically I had no money as Ive just got back from travelling & was on my overdraft limit.
I got my Jobseekers allowance through & when I checked the account I realised that my overdraft had been extended (without my knowledge)
Anyway I paid the minimum on my credit card & for the next few days I spent some money.
Ive now realised that the credit card payment never went through, so they've charged me a late fee on my credit card account.
They say that this was because there was no money in the current acc-but there was, from my jobseekers & the extended overdraft & the fact that i withdrew from several cashpoints & paid in several shops proves that (the credit card payment was the first payment I made as well)
They are now saying that i made an arragement to extend my overdraft to stop further charges with the agreement that I would not spend any money on it-THIS IS WHAT IS NOT TRUE-I NEVER AGREED TO EXTEND THE OVERDRAFT!
Ahhhhh!!! I dont know what to do!!!