Reposession

[winkyridg]

I have lost my job and am struggling to pay my rent and now my landlord is seeking a reposession order , does anyone know how long the whole process takes , from seeking the order to actually having to vacate the property , any information would be greatly appreciated . Many Thanks

[Twenty20]

Have you been served a Section 8 or 21 Notice? If youve been served notice then it could still take several months to get an Order to regain possession. Even after that it can take several weeks (or months) before you actually get evicted.

Are you more than two months in arrears?

[winkyridg]

i am just over 2 months in arrears and we havent been served with any notice as of yet .

[Barmaid]

If you can get your arrears down to under 2 months the grounds for possession become discretionary rather than mandatory (assuming it is a monthly tenancy), which will give you a fighting chance if the landlord starts possession proceedings.

[pink-kittens]

Are you, or have you started the process for, claiming housing benefit?
If not do so now

[Twenty20]

As Barmaid says, if you get your arrears down below 2 months, even by paying only a portion of a months rent, then the LL probably wont get possession based on an s8 notice.

Are you still in a fixed term tenancy (e.g. 6 month term) or is it periodic? If youre in a fixed term and can keep the arrears below the 2 months owed then the LL probably wont be able to repossess until after the end of the fixed term. If youre in a periodic tenancy the LL can give you 2 months notice to quit by issuing an s21 notice now.

If you havent been served any notice then youre ok for now as any repossession is probably months away.