Credit card 10 mths interest free question

[karma22]

I\'ve got an M&S credit card on the above deal - 10mnths interest free. I was paying it off in full every month even though it is interest free but I want to change to paying off the minimum each month (got a big expense I need to spread out over a couple of months) - now as its interest free on purchases for 10 mths I wouldn\'t get any extra charge for doing this would I?

[karma22]

bump

[hc4361]

Be sure to pay it off in full within 10 months of your taking the card out, otherwise you will be charged interest.
You won't get any extra charges for changing to minimum payments before then.

[karma22]

Thanks hc x

I will definitely pay it off before the end of the 10 month period x

[factor-fiction]

Although the card offered an interest free deal this may apply only to purchases in a given period- perhaps June-September. Any purchases made after this period will not get interest free. Then you find any payments you make go against only the interest free bit so you pay interest on the new purchases until your balance is cleared in full. So it's worth checking when the promotion period ends.