pre-paid debit/credit cards are they any use?

[ginger 69]

since i am having mega difficulties getting a bank account with debit card im thinking of buying one prepaid on the net. Does anyone know how these work and whether its just a scam?

[Hgrove]

Somebody told me they have prepaid credit cards abroad but I had not heard of them in the UK.  I think they could be a good idea, like prepaid telephone cards - you know how much you are spending.

[bruceybonus]

ginger, i was just looking at one of your answers and I have really bad credit and have a step account with natwest wiht a solo debit card....i dont understand why you were turned away from natwest....also halifax do a solo card with a cheque book account if you have bad credit as my husband has an account with them also....hope this helps

[manchester1]

Yes. Most of them are! as they are from outside the UK, so you have to pay stupid fee's to top up in pounds etc... Really NOT WORTH IT.

The ONLY uk company offering PREpaid card is CapitalOne.co.uk there Visa credit card is 100% Guaranteed .

You may have to pay between �50-�200 depoist, depending on your credit score.

Just go to Capital One.co.uk, and go to the "help me" section where, based on a few question you answer, it should recommend the secure credit card.

[ginger 69]

tried capital one but did so befors the new pre pay came out and you are advised not to apply again for six months. Anyway got an account with co-operative bank with dedit card