JUST MOVE ON IN !

[Riderfun1]

About 18 months ago my next door neighbour, my elderly uncle sold his house to a mother and daughter they moved out two weeks ago and a family from hell have moved in screaming kids, domestics, loud music etc
My question is can the mother (purchaser) do this according to my uncle she had a "normal" mortgage rather than a "buy-to-let" mortgage and had problems getting that at first.

Thanks in advance

[dothawkes31]

contact your local councils environmental health dept, they will send you a leaflet explaining their policy regardign noise nuisance,

[cassa333]

All the morgage company will do is charge them more if fees either making them take out a buy to let morgage or increase the existing one. They don't care who lives there.

[Riderfun1]

Yes dothahawkes thats exactly what I mean,

The original purchaser has now let the house to someone else having only taken out what I'm assurred was a repayment mortgage.

I've also found out that the neighbours from hell are relatives of the mothers boyfriend it therefore seems unlikely that the house has been resold and given the current financial climate and the mothers job I find it hard to believe she could have either remortgaged or that the neighbours from hell will have been entertained for the mortgage necessary for the house.

[ummmm]

I think someone is presuming....

[ummmm]

There is no way of the OP knowing if the mortgage or insurance company have been informed.

[brenda]

Does uncle live next door to the house he original sold .? Don't see that this is anything to do with uncle unless he is living next door to his old house.Have I mis- understood the orig.post ?

[barry1010]

Forget the uncle, he is only the person who sold the house next door to Riderfun1.

The buyer's mortgage is no indication of anything either. She could have changed the terms of her mortgage, changed mortgage company or anything since she bought the house.

All you can do is get advice from your local council re the noise.

[brenda]

Apologies , had mis understood, brain in the tumble dryer today.Brenda.

[humpy07]

It doesn't matter what type of mortgage the person who bought your uncle's property used. Providing she approached them and told them that she wanted to let the property for a certain period of time, and they approved, there is nothing wrong with it. In fact, this is exactly what I did. You will never be able to establish whether or not she has notified the mortgage company, so your only option would be to complain to the Council.

Have you tried just talking to your new neighbours and telling them how bleeding loud they are being?

[karenmac60]

Your local authority should have an Assist section or something similar, who can mediate in neighbour disputes. Contact your local councillor and tell them the problems you are having. As for the mortgage, it really doesn't matter - I had to let a property out for 5 years as I couldn't sell it and the bank just said as long as I could pay the mortgage they didn't care who lived there. I didn't have to change the type of mortgage. Just concentrate on getting the noise sorted out. Also, if things get really rowdy at night, phone the police every time - it means that there will be a record should it be taken further by the council (I was advised to do this by my local housing dept when I had problems with a neighbour).