If you have to ask for opinions on this matter, then I don't think you're ready to have a baby yet, whether you have the means to support one or not. it's something that only you and your partner can decide on. Having said that, I don't think there's a right or wrong time. If a wedding's of great importance to you, then you need to sit and tell your partner how you feel, as once a child comes along, and wages drop for at least a while, even those who're financially secure can feel the pinch - meaning that if a baby comes along first, the wedding may never materialise! I've known couples to do this, and still be just cohabiting, years down the line. . Good luck in your decision.