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Thank you all for your responses. I have been to the C.A.B but all they do is refer me to someone who refers me to someone else. MiniN, I was paying, but none of my previous payment has been considered. A company called Iqor has contacted me regarding the payments but every time they call me the goal posts seem to move with regards to the amount they want per month.
Eyeshade thank you for putting Tetjam in his place and sticking up for me but ignore him/her cause even the shallow minded individuals in our society need a say,