My son is 16 and has no insurance.

[cherbear0326]

My son was at his girlfriends and her mothers boyfriend let my son drive his vehicle and got into a minor accident, the police were not called. The other driver did not have any damage to her vehicle. But now the boyfriend is saying that my son is responsible for the damages. The boyfriend was aware that he did not have insurance and gave him permission to drive the vehicle to pick up some supplies for a party. Who is ultimately responsible? I think it is the boyfriends fault since he handed the keys to my son, that was a choice he made.

[buildersmate]

Which is preferable?
a) forking out for the minor damage to the car being driven?
b) run the risk that the boyfriend involves the police in a situation that would lead to a fine, points on licence before he's even got a licence, even higher insurance premiums to cover a vehicle if he ever gets behind the wheel of a car legally again?
It's a no-brainer.

[society]

did you not tell your son to refrain from driving cause he has no insurance?
or you did.... whose being irresponsible, you or your son?

[york310]

Pay the costs.

If he had been in a serious accident and someone was hurt he would have paid a bigger price. He is sixteen and it is illegal to drive at this age. He will not have enough road awareness to drive and should have refused.

[ummmm]

He can't be insured to drive on the roads at his age. Then it will be his word against the boyfriends who might say he took the keys without his knowledge. Pay up.

[chas2008]

it could backfire on the boyfriend, aiding and abetting would be mentioned ! he is equally responsible , as regards taking the keys this would only hold up if he said the car had been stolen, a whole different can of worms...
At the end of the day what happened was wrong very wrong and a bunch of so called responsible adults stood by and watched..everyones guilty !!

[ABerrant]

Are you in the US of A by any chance (where the minimum driving age is 16)?

[woozer]

I believe people should take responsibility for their actions - your son knew what he was doing was wrong and so did the owner of the car - they should split the cost and thank the lord that no one was killed or injured.