House Insurance

[Caran]

Just had a renewal quote from Saga for house and contents. They have increased it by 25% to £623% last year they increased it by 23%. I think they are being a bit naughty, so I am going to have a look round at what is available. Anyone know of any reasonable companies that are easy and helpful to deal with? Thanks for any response.
I know it should be in insurance but get a bett response in CB.

[Caran]

Ignore second % sign, also should be better not bett.

[tonyav]

Took out our Buildings and contents insurance with Sheilas Wheels a few weeks back, good cover and a good price.

[Caran]

Thanks Tony will have a look.

[Jeza]

I'm with E-Sure. For the car as well. I'm happy, well as happy as you can be giving them your hard earned.

[Caran]

Thanks Jeza, will look at that one too.

[ironmonger]

I find Churchill very good

[Caran]

Thanks Ironmongery, has anyone used rias?

[tonyav]

Caran, you may as well have a look on one of the insurance comparison sites, you know Meerkat, Opera singer etc.

[tonyav]

I have had quotes of them in the past ( Rias ) their prices were not very competitive.

[sara3]

I'm also with Sheila's Wheels.. a fair price, much less than yours!

[gingejbee]

the comparison sites don't take into account how GOOD the cover and customer satisfaction is.
RIAS is a Which? recommended provider - along with LV, NFU Mutual, M&S and John Lewis Insurance.

[Caran]

I will have a look at comparison sites. What do you think of my quote from saga? We have a two bed detached house, no garage, only tiny garden. How do you think that warrants £623 per year?

[tonyav]

Bloody hell Caran, are you sure it's not Buckingham Palace.

[JMR27]

Saga are very expensive. We don't pay half that - we're with John Lewis.

[Caran]

Tried comparison sites. Looks like we are uninsurable. We had a claim 2years ago for water escapement, valve at back of washer flooded the house, total ground floor flooded. Also we put in a claim for the conservatory moving away from the house but saga wouldn't cover it so no claim made but still shows on records. So not sure what to do now!

[JMR27]

Try going to an insurance broker and give him all the details - I'm sure he could get a better quote than £623.

[sherrardk]

Our house (contents only) insurance is with M & S and it includes a whole year's travel insurance for all of us (think it was aout £20 more than just the travel insurance on its own). Also have my car insured with them and its gone down this year.

[woofgang]

Have you looked at marks and spencer or NFU?

[Caran]

Not tried going directly to companies yet, will do that tomorrow.

[Ann]

Caran - try Ageas, we had to "barter" them down through Swinton Insurance but in the end we got no end of a reduction from the initial quote. Never accept their first quote, all companies are so desperate for business you can almost hold them to ransom!