Deeds, Houses And Family

[sb772107]

My mother and father bought their house in 1970. The mortgage was in my fathers name and now the mortgage is paid off the deeds are still only in my fathers name.

My mother has five children, three from her first marriage and two from her second marriage to my father, me being the eldest of my fathers two children. My step brothers and sisters were never adopted by my father.

No wills exist, and probably never will. What happens to the house if my father dies first. Does the title automatically fall to my mother or does this need to be legally agreed first.

Thanks

[VHG]

Does this help. The rules are different depending where you live.

https://www.gov.uk/inherits-someone-dies-without-will

[sb772107]

Thanks. Very helpful :-)

[boxtops]

.

[sb772107]

Sorry, second question. What is she dies first then my father dies. No wills, who would inherit then.

[tamborine]

Living spouse inherits and they can Will the property as it suits them.

[tamborine]

When both parents die intestate (no Will) the property goes to children equally, if its under the IHT value threshold of £325k.

[ubasses]

http://old.tollers.co.uk/system/docs/194/original/Rules%20of%20Intestacy%20Flowchart.pdf

Have a look at the above flowchart while both are alive follow the yes side, and once one of them has died follow the no side for remaining spouse.

[Mickey80]

Thanks once again

[Mickey80]

Sorry wrong post!

[Peter Pedant]

and make sure you get the up to date rules because they changed on Oct 1 2014 and it is likely that she will get the lot

and THEN she can leave it to whomever she likes....

if he doesnt want to have the house go to his step children then he needs to make a will, by seeing a solicitor

[Peter Pedant]

answer to second question

mother dies first

then you two blood children cop the lot and the step children get nothing

[Peter Pedant]

Hang around this thread

the rule is: if ya have a house - then write a will !