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Wartime Insurance

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mayennaise | 20:25 Tue 29th Jan 2013 | History
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If you were a home owner during ww2, who paid for the rebuild if you were bombed out? You, insurer, government or no-one??
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Look at this thread from a few months back
http://www.theanswerbank.co.uk/History/Question874532.html
Basically there was nothing, if you were bombed out you had to move in with relatives or friends.
My father bought a house in London just after the war, for £200. It had a small amount of bomb damage. He got a grant of £200 to cover the repairs.
But think about inflation since then - a pound would buy you about forty loaves of bread in those days.
It seems that military personnel were used to help with repairs:
http://hansard.millbanksystems.com/commons/1944/oct/11/bomb-damage-repair-london

This quote is possibly relevant:
http://hansard.millbanksystems.com/commons/1944/apr/04/bomb-damage-hardship-grants
(It would make more sense if the date given in the Parliamentary reply was correct. The House didn't sit on 29/10/43, so I can't trace the original reference).

This is particularly relevant because it refers to property owners making claims against the War Damage Commission:
http://hansard.millbanksystems.com/commons/1945/apr/10/repair-of-bomb-damaged-houses

That took me to Wikipedia:
http://en.wikipedia.org/wiki/War_Damage_Commission
which took me here:
http://www.tpyfdigitalarchive.org.uk/293/33/war_damage_act.pdf

Does all that make things a bit clearer, Mayennaise?
Wow, Chris, what a researcher you are! Interesting reading...Cheers!!

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