The Weather Wreaks Havoc In Spain
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No best answer has yet been selected by kevh_uk. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Yes they charge.
However the charge is usually less than the commission (which will be buried in the exchange rate and therefore not visible) that you will pay when buying cash or TCs.
The card uses the interbank exchange rate and levies a separate charge.
Cash/TCs use the tourist exchange rate which is significantly worse than the interbank rate.
If you have the HSBC Premier account, then the withdrawals are free of charge.
You could convert your account to bank account plus where you get unlimited withdrawals overseas without charge, and a comprehensive travel insurance package for you and your family. There is a charge for this service though - �9.99 for 6 months, �12.99 per month thereafter for a minimum 12 month contract.
You would need to do some math to see if this is in your favour.
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