Guide To Benefits

[honeydip]

Does anybody know any web sites that that can tell you exactly what you are entitled to benefit wise please? Looks like my job in France maybe coming to an end. Also we have 15 k in the bank. Would we still be able to get benefits even if we have this money or should webe better going and buying as new car before we apply?

[emmie]

lots of info,
https://www.gov.uk/browse/benefits

[vakayu]

As far as I know to get housing benefit etc the ceiling is 16,000

[honeydip]

well we own a house and we dont have a mortgage so dont need that.

[Buenchico]

This should help:
https://www.gov.uk/benefits-adviser

[honeydip]

Thanks. It is a little bit complicated to read though.

[aelmpvw]

technically millionaires are entitled to job seekers allowance

[honeydip]

So I can still have cash in the bank?

[Buenchico]

If you think that you might need to claim Jobseeeker's Allowance, you should know that there are two types.

People who've got a recent full history of National Insurance contributions can get Contribution-Based JSA for up to 6 months,which is NOT means-tested.

Other people (such as yourself, if you've not been paying UK NICs) can apply for Income-Based JSA but that IS means tested. That means that the amount payable is reduced (on a sliding scale) if you've got any substantial savings, going down to nil if your savings are over a certain amount. [I won't quote figures because they might have changed since I last saw them; the calculator in my link will show their effect]. Further, since the means-testing is based upon household income, rather than solely upon the income of the applicant, you'll get nothing if you've got a partner in full-time employment.

[honeydip]

Buen I have been oaying NI through my limited company I think.

[Buenchico]

In which case you'd probably qualify for Contribution-Based JSA for up to 6 months.

[honeydip]

excellent good news then. Thank yiou for the information.

[Baldric]

/// Looks like my job in France maybe coming to an end.///

I was sure I read in one of your posts that you ran your own business?

[honeydip]

I have my own limited company for sure. However I still have a job etc just no sick pay/ hol;iday pay

[tonyav]

Good luck with finding another job when you get back here in good old blighty, what with all those Polish to compete with.

[honeydip]

I am looking forward to the competition.

[tonyav]

Well thats good then honeydip, because I'm sure you'll get some.

[honeydip]

If I do then it means the UK is changing for the better.

[tonyav]

Dunno about that honeydip, ask me again after the next general election.

[EcclesCake]

Are you wanting to return to the UK and claim benefits?
Will you be selling your mortgage free house in France?
Will you be looking for a job whilst in then UK, or just noodling away creating your own start up business?

[honeydip]

Well my wife gives bith in a few months so will hold out for a high paid job. My mortgage free house is in the UK not france. I will be seelling the house soon though to pay for the business you see.