homebuyers survey needed?

[loulou06]

i am looking into buying a property that is only 3 years old, its a purpose built flat. do you think that it is worth the cost of getting the homebuyers survey on a property as new as this? would the mortgage lenders valuation survey be sufficient? any advice appreciated. thanks.

[dolly pond]

ask estate agent wot guarantee it has, ie nhbc. mort val should be fine as very new, flat etc. if its a house conversion, then pay out more for a more indepth survey. i bought a 1970s flat and just had mortgage val on it!