a few months ago lenders were offering anything up to 6 times joint income for a joint application.
Last week it had come down to 4 times. Still looks possible if you dont have many other financial commitments to consider from your wages.
My financial advisor also said that he believes the rate will come down soon too so advised us not to fix a rate just yet as well. Just thought Id mention that.
prob about �120k Equity once you have dropped a bit and costs etc...
�36k x 5 = �180'000 Mortgage available
You caould buy a house up to �300'000 if you really wanted to but dont forget Stamp duty at 1% under 250 and 3% over...prob be very skint with a wopper of a mortgage like that .. All the bestx