Shaney I live in a house which is 1/2 stone built and 1/2 1960s concrete block. We have oil heating and when we moved in were almost afraid to put the heating on because you could almost watch the oil level reducing! Three years ago we invested in a new heat recovering combi boiler, had newer efficient rads with thermostats and a digital controller/thermostat with 6 time zones. We also topped up the roof insulation to 400mm.
The controller is switched on all the time, it has no 'off' switch. We set it to 12 degrees overnight; 14 deg at 7am; 15 deg at 8am when we get up; then to 16.5 deg for the rest of the day. In the evening, or when we finish our 'jobs' and sit in the lounge, we either light the wood burner or up the heating to 18 deg until 11 pm. I often get up during the night and the temperature rarely goes below 14/15 deg although it is set at 12.
We have a 1200 ltr oil tank and we now find that we need to have it filled up once a year; formerly a tank full only lasted the winter months. This enables us to watch the oil price during the summer and fill up when the price is at a low 'off peak' price.
We also use the oil for hot water but only for washing because our washing machine is cold fill.
Consequent to the above, we never have a cold house but are never walking around in shorts and T shirts in the winter, we dress according to the season.
So, we have definitely found that it is better for us to leave the heating on.