Indemnity Insurance Problem Because Of Neighbouring Boundary

[buffymad]

My previous post mentioned that the hedge in between my garden and my neighbour's garden is shown as his on the title plans - it basically looks like he encroaches onto our garden. As previously mentioned, he's now put a fence on his side of the hedge so to anyone looking at it, the hedge appears wholly in our garden.

Trying to get indemnity insurance because our garden isn't registered with LR and the buyer's solicitor has requested this. We seem to be having a problem when asking for quotes thought, because the plan shows that part of our garden so to speak (the hedge) is owned by our neighbour.

Help!!

[bednobs]

ireally don't get what the problem is, if the boundary is the hedge, it's the hedge, and it doesn't matter a jot what he has in his garden

[buffymad]

But apparently the people coming back with the indemnity insurance quotes are saying it IS a problem - because despite describing what that line is (ie the hedge), they are saying well part of your garden has been claimed by your neighbour!

[IggyB]

They seem to have it wrong unless there is further info then the hedge runs along the boundary and this has not changed all that has happened is your nieghbour has erected a fence within his own land.

It might look like you have taken some of your neighbours land not the other way round, explain to the insurance people again and if they can understand go elsewhere would be my advice.

Good luck

[IggyB]

*if they cannot understand