Chased By Debt Company- Do I Owe?
hi,
Just last week i had a letter addressed to myself , redirected to my new house (but not correct house no.) from LCS debt company saying Talktalk had referred my case on to them for unpaid monies i owed etc... standard bullying letter. Quick story...........
Last year i was issued a section 21 to say my young daughter and i had to be out of our property in 8 weeks (i had no warning) as the landlord wanted to sell my property (i wasn't in arrears, bad tenant or anything). Subsequently i notified all my suppliers inc talktalk that i was to be made homeless. They told me they'd pause my account for 2 months, but they couldn't just cancel ( i understood ). However in those 8 weeks i was unable to find a home, so i was placed in a women's refuge and officially declared homeless. Again i rang them, they basically said- don't care, still pay. Understandably i was mortified about the position i had found myself in. For 4 months my daughter and i stayed in that refuge. As my mail was being redirected to my mum's (she has a small flat so i couldn't stay there) i received a lot of mail from talktalk, each time i paid them, but they kept adding £10 here and there. In tears i stupidly asked them to help me. I even sent numerous letters pleading with them to take pity (you can see how stupidly low i was!) I rang them from my mobile sooooo many times to discuss my account and was left hanging, so incurred massive phone bills too. I spoke to several people from 'management' who said they'd call me back- they never did. I specified that i worked certain days- but despite being told, they always called back on a day i was working and couldn't talk. Then they just stopped (around the time they were last in the press for hacking). Anyway, now a year on, i fought to get a nice property for my daughter and i with a housing association. My neighbour received a letter from LCS saying i owed them £90 as they'd been directed by talktalk to get the money. I have several issues. firstly they got the wrong address, but i don't want them hounding my neighbour or doing anything to threaten my tenancy. I still have no money whatsoever, and am selling things left right and centre to get spare cash. So should i just pay them and get rid? As i live on my own with my daughter, i'm scared they may come around. Also, do they add money with each letter they send? Many thanks for your responses.