insurance cover

[Proinnsias]

My daughter's plumber has accidentally nicked a central heating pipe and caused considerable damage to the room below. Her insurance policy says she is covered for " [damage caused by] escape of water or oil from any fixed water or heating installation, or from any fixed domestic appliance." Will she be covered?

[mslyrical6]

Hi there,
I would think she should be covered, but also, the plumber should have Public Liability insurance, and the responsiblity ultimately lies with him to put right.
Good luck!
Annie

[Proinnsias]

Thanks mslyrical6. Had a good result with the assessor. Just as well - the plumber had no PLI.
As for noknowledge, not much in the line of manners either!