The AnswerBank Articles

People Failing To Take Out 'Clothes Insurance'

Whenever we go on a clothes shopping spree, whether it is to stock up on seasonal clothes or simply a splurge, we rarely think about updating our home insurance afterwards. This could be a mistake according to recent research. While a quarter of Britons own clothes and accessories worth over £2,000, they are cho...15:36 Mon 24th May 2010

Get A Better Deal Than Your Bank For Home Insurance

Home insurance is not one of the most interesting things to think about; however, many of us are missing out because we cannot be bothered to check out better deals. As often getting a mortgage is conditional upon having some sort of insurance we often simply plump for the easy option and go with our lender. It seems t...15:36 Mon 24th May 2010

Britons Saving over £1 Billion By 'Bundling'

Isn’t language funny It was not so long along that a bundle just meant a pile of something; blankets, clothes, washing. Now the word has taken on a whole new meaning as it relates to the purchase of electronic goods and accessories together. In a bundle you usually get the main item say a DVD player, game conso...15:36 Mon 24th May 2010

Water Leaks 'Cost Britons £1.8 billion'

Spring is typically the time of year when unseasonably warm spells are interspersed with cold snaps; being the peak time for domestic leaks. When temperatures drop below freezing, frozen water within pipes expand, causing the pipe to swell and crack. Once this thaws, water can leak from the cracks, causing considerable...15:36 Mon 24th May 2010

Doctor Warns Of DIY Risks

Doing DIY jobs around the home yourself can be fun and saves money. But it seems we need to take more time to consider the health and safety issues involved in Doing It Yourself. Making a few home improvements could be detrimental to your health, with medical experts highlighting the risks associated with common DIY i...15:36 Mon 24th May 2010

Council Tax Report Backed

Calls for regular council tax revaluations made by the Royal Institution of Chartered Surveyors (RICS) are finding support among parties looking for greater transparency in the current council tax system. RICS recommends that council tax needs to be assessed and evaluated at regular intervals to ensure full transparen...15:36 Mon 24th May 2010

Home Insurance Vital To Home-Workers

For some of us it is the ideal situation, working from home. It can help save money on travelling costs and childcare. Working from home can give benefits as simple as being able to take deliveries during the day without having to slog down to the post office after work. Or being able to take the dog out for a walk in ...15:36 Mon 24th May 2010

Almost Half Of The UK Interested In Foreign Property

Many of us have dreamt about owning a holiday home. Perhaps we found a beautiful location whilst away and would love to visit more often. Or maybe it is an investment for retirement to a warmer climate. Or simply an escape from the dreary British weather.Nearly half of the British public are interested in buying or l...15:36 Mon 24th May 2010

Most Landlords 'Keep The Tenants' Deposits'

Whilst many of us own our own homes there is still a large proportion of the population who do not and are in rented accommodation. This has its benefits as well as it detriments. Tenants and landlords both have legal rights in agreements set up and should make sure they know what they are as it seems some property-own...15:36 Mon 24th May 2010

DIY Benefits 'Not In Kitchens And Bathrooms'

People looking to add to the value of their home may be interested to hear that a bathroom or kitchen renovation is not necessarily the best way to go about it, a finance company has claimed. In fact the top three modifications homeowners opt for - combined - would not increase the value of a home by as much as an esta...15:36 Mon 24th May 2010

Youth 'Choosing Housing Over University'

Young people are choosing to save up to buy a house rather than go to university, it has been reported. The fear of massive debt after graduation, combined with ever-rising house prices, is proving a powerful deterrent to higher education. One third of 18-24 year olds are calling for a cut in college tuition fees so th...15:36 Mon 24th May 2010

Police Offer Home Security Advice

Police have launched a new campaign to raise awareness among homeowners of opportunistic thieves during the summer. The force's burglary figures showed that a third of all incidents were recorded during the summer months during the last financial year, meaning many local residents will have had to claim on their home i...15:36 Mon 24th May 2010

ABI Calls For More "Resilient" Homes

The Association of British Insurers (ABI) has called on the government to ensure that new homes are less likely to be affected by inclement weather conditions. Following recent flooding, which saw many people in affected areas making claims on their home insurance policies, the ABI's director general said that althoug...15:36 Mon 24th May 2010

Equity Release 'No Longer A Last Resort'

Consumers' perceptions of equity release schemes have changed, according to one expert, who suggested that people no longer see it as a "last resort". A spokesman for the charity which commissioned the research said that many people are now choosing this kind of option to free up money in later life. "...15:36 Mon 24th May 2010

Redecorating 'Higher Priority Than Legal Changes'

When viewing prospective new homes, many of us are shocked at the apparent taste of the current owners, but we are always able to look past the awful wallpaper to the true value of the house. However, it seems that we cannot live with the old decor for long and redecorating is one of the first things we do on moving in...15:36 Mon 24th May 2010

Home Contents Cover Should Be Monitored "Throughout Year"

Home insurance is not the most exciting topic of conversation; we would rather be talking about sport or the kids. However, it seems that more of us should be paying more attention to this subject. People should make a continuous effort to keep an eye on the worth of their home contents, according to a home insurance b...15:36 Mon 24th May 2010

Bedroom 'Most Important In House For One-In-Four'

An Englishman’s home is his castle they say. Well it seems that in that castle many of us think one of the rooms we spend the least amount of time in is the most important. A quarter of people in Britain consider the bedroom to be the most important room in their house, according to new research. Findings from ...15:36 Mon 24th May 2010

Kitchen Found To Be Place To Keep Valuables

Your car keys, wallet, and handbag – these are some of the most valuable items in your home but isn’t it always the way that they are often treated as less than that. Slung into corners and abandoned these items should really be treated with more respect. Apparently many of us even keep such things in the k...15:36 Mon 24th May 2010

First-Time Buyers 'Prepared To Pick Up Haunted House'

Most people looking to take a step onto the housing ladder would even buy a house said to be haunted, it has been claimed. Research from a leading high street bank has found that more than half of first-time buyers would pick up a property despite it already having residents of a paranormal kind. It added that two-fif...15:36 Mon 24th May 2010

More assistance for first-time buyers

With the property market slumping many first time buyers are wary about stepping on to the property ladder, and those looking to make their first big move may have to rely on family members for extra cash to secure a house. "People are likely to increasingly rely on help from their families when looking to g...15:36 Mon 24th May 2010