The Hidden Price Of Partying At Home

By opting to hold a party in your own home over hitting the town many people may think they are saving themselves a packet, but home insurance firms have warned that it may not be as cheap as they think.

People planning their parties at home spend on average around £200 on drinks and nibbles say home insurance firms - and up to £80 cleaning up afterwards.

The home insurance survey also revealed that party goers tend to consider a little damage the price of being a host. Ten per cent said they would own up to breaking something but would not expect to pay for it. Five per cent said that they would not own up to damage to avoid paying for it.

"A little bit of wear and tear is part of holding a party," said home insurance manager Adrian Grace.

"By double-checking exactly what their home insurance covers them for and updating their contents insurance, party hosts can relax and have a good time."

However, if you are planning to host a party there are some simple things you can do to reduce the risks of wine being spilled and tears being shed.

Ensuring your home contents insurance is in place can help safeguard your property and your wallet if things do get messy.

Top tips to save your home during a party:

•    Serve drinks in disposable glasses to prevent breakages that can rip carpets and couches, scratch furniture and cause painful injuries - both on the night and the morning after.
•    Party planning - Plan to avoid damage. Look for and eliminate potential danger spots before the party and have an emergency mop up kit to use if necessary.
•    Know your boundaries - Create a party boundary and keep guests within it - that way you can remove possible hazards from the area and keep an eye on enthusiastic partying guests.

If you would like to know more about home insurance why not ask AnswerBank Insurance.