There is NEVER a time when a Mum HAS to go to work !!
rozia has told us she has 2 children and a partner who works, therefore they as a couple can claim Working tax credit and Family tax credit.
Tax credits are based on the total income of the family from all sources , wages , benefits , savings and any other form of income (lodgers etc)
If the total income drops , as would be the case if rosia stops work, then the tax credits rise to cover the lost income. If a couple are claiming housing/ council tax benefit as well as tax credits the benefits drop by 95pence for every extra £1 earned.
On the other hand in the same situation the tax credits RISE by 95p for every £1 lost ! I know this this for FACT it happened to me , my son is now in the exact same situation. He was earning £160 a week, he was offered a job at £350 a week BUT if he took it the tax credit / housing benefit would have dropped by £180.25 per week , he would also have had to pay £35 a week train fares .Work it out !!!
Unless rosia is earning well over £200 a week the family will be less than £5 a week worse off if she stops work and they claim tax credit as a couple. If she has transport cost to work they will be BETTER off by her giving up work.! FACT !!
The problem with all this is that Family tax credit stops when a child reaches 19 or leaves full time education. So then it pays for both partners to be in work.
rosia, if you leave work DO NOT claim JSA as they will just deduct JSA £ for £ from your family tax credits ! FACT !
rosia you can do as much charity work as you like and it will NOT effect the tax credits as long as you only get paid expenses.