Does Any One Know Of A Solicitor In Birmingham Uk Who Deals In Insurance Company Who Refuses To Pay On Car Theft.

[paulaga]

THE CAR WAS INSURED ON A MOTOR TRADE POLICY. IN A LTD COMPANY.
IT WAS STOLEN FROM MY HOME IN OCTOBER 2012. IT WAS RECOVERED BUT WRITTEN OFF. THE VALUE OF THE BENTLEY WAS 40K +. THE POLICY WAS STARTED IN MARCH 2012. AND WE RECEIVED A FULL PACKAGE OF INSURANCE WHICH INCLUDES POLICY DOCUMENTATION AND CERTIFICATES. THEY WERE ABOUT TO PAY OUT BUT THEN REFUSED AND CANCELLED THE POLICY. THE REASON WAS THAT IN JUNE 2012 THE NAME OF THE LTD COMPANY WAS CHANGED FROM EG: CAR REPAIR CENTRE LTD TO AUTO GARAGE LTD T/A CAR REPAIR CENTRE. THIS WAS PURELY A NAME CHANGE THE OLD LTD COMPANY WAS CLOSED WITH NO OUTSTANDING DEBT. A NEW LTD COMPANY WAS FORMED. THE SOLE DIRECTOR, THE PEOPLE AND CARS, THE ADDRESS AND BUSINESS PREMISES, ALL STAYED THE SAME. UNFORTUNATELY THE INSURANCE COMPANY WAS NOT INFORMED. THE OTHER ISSUE WAS THAT THEY CONTACTED ME TO SAY THAT IN DECEMBER 2012 THEY HAD RECEIVED A PROPOSAL FORM STILL QUOTING THE ORIGINAL LTD COMPANY NAME. I REPLIED THAT I HAD NEVER FILLED IN THIS FORM.
A COPY WAS SENT TO ME AND THE BROKER HAD FILLED IN THE FORM AND SIGNED MY NAME WITH OUT MY KNOWLEDGE. I REALLY NEED A GOOD SOLICITOR OR ANY OTHER ADVICE WOULD BE HELP FULL.
BEST RGDS
CONFUSED

[FemanonR2D2]

Sorry but sounds like you messed up. You need to inform insurance companies of the smallest detail. They are notorious for trying to not pay out. I've had a no payout on a car due to the fact I had changed an air filter on my car.

I wrote the car off and because I didn't inform them of the change I lost out on my car being replaced.

One thing I've learned is keep the insurance up to date with everything,no matter how small of a change. it will save you loads of trouble in the long run.

[factor-fiction]

Hi, it's better to turn the caps lock off.
Have you tried the complaints process with the insurer?
If you have a case I think any solicitor would be interested. It doesn't have to be a local one but I appreciate it may be more convenient for you

[VHG]

As this is a first time poster it may not be genuine.

Be careful what you advice or suggest.

Give no personal info to them.

[boxtops]

duplicate post, there is advice on the other one

[DangerUXD]

sorry mate but there is no case here. This is an admin shortcomming that they will use to ge out of paying.

[EDDIE51]

Yes, the closure of the company ended the insurance policy, sorry but you are not going to be paid. You could have been prosecuted for driving without insurance as well so you are lucky.

[twix123]

Is your broker assisting you with your claim?

Has your broker admitted that they completed and signed the proposal form on your behalf? if so you may have a case to claim against their PI cover.