Road Tax When Buying A New Car.

[kloofnek]

We have had to change our car...failed MOT and not worth the expense of repair.
So we are picking up a car on Sat,but our present car cannot be used after Friday,when MOT runs out.
Now what happens about Tax Disc(we know we can get a refund),but how can we use the new car without one?Do we have to wait until we have sorted out the insurance for the new car before getting new disc.
Can someone run us though the procedure...please.

Category C and Category D Registered Cars

[Zacs-Master]

So the new car has no tax?

[Zacs-Master]

(by the way, for all the pedants, I'm using the word 'tax' to mean road fund license)

[rockyracoon]

I'd sort out insurance for the new car today, if it's online quick enough, apply for road tax aswell, it'll possibly be here by Saturday. If I'm not wrong the problem lies in the fact that you're not displaying a valid tax disc so you can't legally drive the car.

[Zacs-Master]

You will need a valid MOT certificate as well, if the car is over 3 years old.

[SeaJayPea]

Why not ask the current owner if he/she would be prepared to tax it if you pay them for it?

[Prudie]

Won't there be some tax disc on it already from the dealer/seller? You can't apply for tax online without the reminder document number but you could go and get one from the post office with the registration document and various other forms the post office will give you - you'll need an insure certificate though, as Rocky says get that sorted as soon as you can.

[boxtops]

When I bought a second hand car, the seller MOTd and taxed it before I bought it - all I had to sort out was my own insurance.

[tonyav]

Are you buying this new car from a dealership / garage, if you are are then get them to tax it before you collect the car.

[kloofnek]

Car being bought from private seller..it is MOT till March 2014.Don`t know any more details.was just asking in case need to get new Road Tax disc.
What is : Cat C with VIC pass certificate.?

[hc4361]

It means it's been in a smash and satisfactorily repaired. I'd pass on it.

[hc4361]

Tali explains Cat C very well here

http://www.theanswerbank.co.uk/Motoring/Question248321.html

[Zacs-Master]

So you've bought a car and you don't know whether it's taxed?

[Uriah Heep]

If your car has failed the MOT is is illeagal to use it even if the current certificate is still valid. Your insurance is therfore invalid. Be warned!

[Uriah Heep]

sorry ... illegal

[Buenchico]

As you suggest, Kloofneck, you can't tax the new vehicle without getting it insured first. You won't be able to use the online procedure because that's only available when you're the registered keeper of the vehicle (and it takes some time for the DVLA records to be updated).

So you'll have to go to a Post Office. You don't need to get an insurance certificate posted to you first though. If you insure via a local broker they can issue you with a cover note (which is acceptable at Post Office counters). If you insure online you'll be able to download a certificate of insurance. (Downloaded certificates are also valid at the Post Office).

Pleasae ignore Uriah Heep's post above. There are two entirely separate pieces of legislation. One says that it's illegal to drive a car without a valid MoT certificate, while the other says that it's illegal to drive an unroadworthy vehicle. Failing an MoT test doesn't invalidate an earlier MoT certificate. You can continue to drive a vehicle, after its failed an MoT test, using the 'old' MoT certificate certificate unless the reason for failure was one that declared the vehicle to be unroadworthy. (e.g. a vehicle could fail an MoT because of badly corroded brake pipes, which might well not last another year, but still be roadworthy at the time and therefore legal to drive).

[Baldric]

.
///Category C An extensively damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road.///

if that ^^^^ is correct I would not touch it with the proverbial barge pole, and if I were you I would check carefully that your insurance will cover it!

[Baldric]

Bit of info here,
http://www.whichcarcheck.co.uk/insurancewriteoffcategories.htm

[gingejbee]

Now, it's alright for me to talk having just bought a new "new" car...but I really wouldn't want the car described even if it were free.

[EDDIE51]

YET AGAIN someone is perpetuating the lie that no MOT means the insurance is invalid! This is NOT THE CASE the insurance will still be valid, If this was true it would be impossible to drive a car to an MOT test to get a new certificate.
Kloofnek if your present car is insured then just phone the insurance company when you get the new car and transfer the insurance they can do it instantly over the phone.

[tonyav]

Cat C, kloofnek. Wouldn't touch it if I were you.