Funeral Money

[bednobs]

hi, sadly i am probably going to hve to arrnge a funeral in the next few months, nd will also be the one administering the estate. The estate is likely to be nothing, or very little once funeral expenses are tken out. At the moment, i am managing the money of the person.
What i am worried about is that lthough the estate will cover funeral expenses, i won't be able to get the money immediately. Is there ny sort of funeral plan you can get when you know someone is going to die whereby i could put say £2k of her money in now so tht it doesn't form part of her estate, but you would get £2ko spend immediately on a funeral?
Writing it down seems very callous, but i assure you i am sad to have to be thinking about this!

[ubasses]

As long as there are funds in one of the deceased's Bank accounts, just take the invoice into the Bank and they will pay it from the account. This is permissible before you get Probate/Letters of Administration.

[EDDIE51]

Apply for a funeral grant from the government. It will be paid back from the estate but only if there is enough money to cover it. It is interest free.

[rsvp]

I don't know of any 'plan' although am sure other Abers will come up with ideas - what about talking to whichever funeral parlour you intend to use, they may well be able to advise you - or CAB?

[EDDIE51]

funeral grant application here
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/496523/sf200_print.pdf
The person who actually makes the claim has to be on certain means tested benefits,( details in the link ) so if you are not then get someone who is to fill in the claim form in their name. They do not have to be related to the deceased just being a friend who is organizing the funeral will do.

[GlenB]

Under the Administration of Estates (Small Payments) Acts 1965 a bank or building society may allow the withdrawal of the balance of an account without production of a grant of probate or letters of administration. The original maximum under the Act was £5000 and may not have been increased but in practice the banks might now work to a higher figure.

[Jennykenny]

Look into Direct Cremation.