Opening a bank account

[storm1996]

My stepson has had his bank account with Natwest closed and urgently needs to open a new account (he has had credit problems in the past).. The problem is that he rents a room in a house and has a tenancy agreement but his landlord pays all the utility bills so he can't produce one in his name. He has a job and has produced wage slips to Barclays and Alliance and Leicester but they won't do anything without a utility bill.Does anyone know of a bank which will open an account without a utility bill.

[themas]

Try Nationwide for their basic Flexaccount. This account is available to bankrupts so they should not be concerned about past credit problems. I don't know what identity checks they carry out, but if he shows them the tenancy agreement and - if necessary - a letter from the landlord confirming that he pays all the bills commonsense should prevail.

It is not essential to produce utility bills to open bank accounts. The banks operate different policies and often say - quite incorrectly - that what they say they must have is required by the legislation. In fact they have a fairly wide range of options as to what documents they can accept. If necessary, he could ask to have it considered at a more senior level.

[sam1302]

hi i opened a bank account over the internet with alliance and liecter and was sent everything i needed ie card cheque book through within 5 days try them i also have a not so lever credit history
hope this helps