News0 min ago
Legal expenses cover
I need to find out whether I might have legal expenses cover - and on our Home Insurance we apparently dont!
What other policies might have this kind of cover?
Its for legal expenses to fight a dispute with a neighbour.
Have tried car policy - no joy (obviously!!)
Have tried the legal advise line that we get with our bank account at Barclays - but its advice only not expenses.
Husband has Public Liability - but think it would only cover legal expenses through a job he is doing - not our own neighbours
Any other policies I could check???
What other policies might have this kind of cover?
Its for legal expenses to fight a dispute with a neighbour.
Have tried car policy - no joy (obviously!!)
Have tried the legal advise line that we get with our bank account at Barclays - but its advice only not expenses.
Husband has Public Liability - but think it would only cover legal expenses through a job he is doing - not our own neighbours
Any other policies I could check???
Answers
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I agree it's unlikely you've got legal expenses cover.
Even if you did have the cover, legal expenses insurers are very wary of funding neighbour disputes as they can be long, contentious and expensive, and are rarely fully resolved to anyone's satisfaction. They would need to be sure there were good prospects for success before taking the case on. Suggest you contact the helpline you do have and get some advice on how strong your case might be, then approach a local law firm and see what it would cost to pursue. Be warned though, an ongoing legal dispute would also make your home very difficult to sell if you wanted to move - you'd have to disclose this to the buyer.
Even if you did have the cover, legal expenses insurers are very wary of funding neighbour disputes as they can be long, contentious and expensive, and are rarely fully resolved to anyone's satisfaction. They would need to be sure there were good prospects for success before taking the case on. Suggest you contact the helpline you do have and get some advice on how strong your case might be, then approach a local law firm and see what it would cost to pursue. Be warned though, an ongoing legal dispute would also make your home very difficult to sell if you wanted to move - you'd have to disclose this to the buyer.
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