My car insurance renewal date is 16th July. I received a renewal notice from Direct Line (I've been with them for 5 years) and as ususal it said that if I wanted to renew, do nothing, as they take the money direct from my bank account via direct debit. Around 20th July I received my certificate of insurance through the post.
Just checking my bank statement this morning and discovered they have not taken the money.
I intend to ring them tomorrow, but in the meantime, am I insured or not?
I'd say so, if you have the certificate of insurance in your hand - perhaps they are a bit slow in gathering the first premium (but I can't see why, if it's a rolling direct debit). You could try ringing them today, they are open until 5pm http://www.directline.com/home/page03.htm
You are very silly if you don't shop around each year for the cheapest car insurance.Being loyal to one company is not reciprocated by the insurance companies and they will inevitably put your premiums up if you do not challenge them.