missold p p i

[Jbird]

On behalf of my good woman. she has been gainfully employed and has a good credit history, several years ago she changed her job and has been employed as a temp ever since. she has had several loans with different providers and has always, as we have found, has had P P I. After reading some of the blurb we would be interested in finding out about claiming with out putting our foot in it or being screwed by some companys.
Any help is greatefully received

[factor-fiction]

Ha ha EvianBaby. It's just clear to some of us that some people have taken advantage of the opportunity- but I'd do the same if it was offered on a plate

[boxtops]

Factor - you have a point, but I have been able to recover PPI (even though I was fully employed when I took it out) on the basis that a) I was sold it as a good idea, to protect the payments if I were ill or redundant, but b) my employer pays me full pay for 6 months, half pay for 6, if I am sick, and would pay redundancy if I lost my job - so I didn't really need it. The companies are paying out. People who have good sick pay schemes really didn't need it, but it seemed like a good idea at the time.

[factor-fiction]

Okay boxtops- to extend my answer, many people were mis-sold PPI by commission hungry salespeople; some may have wanted it at the time but have taken advantage of the opportunity to claim now; and some people for whatever reason bought something they didn't really need, and have benefited from the opportunity to claim it back.
I'll get off my high horse now as I need to make some lunch.

[jules77]

Boxtops, would you have struggled to make your loan repayments on half pay after six months sick, as the PPI would have helped you?

[boxtops]

Most of mine were credit cards, not loans per se, jules - so repayments fluctuated and some months there were none at all.