Over 50s Life Assurance

[dotty.]

I have taken out a policy with Aviva for when I die, it's to cover my funeral expenses. There is one clause I am not quite understanding:
'We only pay the death benefit on one occasion and once this is paid the policy will cease'.............am I missing out?

[tonyav]

Wot !

[Graham-W]

It's to prevent people like Jesus from claiming, being resurrected and then making another claim.

[dotty.]

sod it I can't help myself I'm going to ring up and complain and say i don;t agree with that aspect of the policy, the devil made me do it lol

[dotty.]

speaking to them now lol

[Old_Geezer]

Doesn't life assurance mean they are assuring you that you will carry on living ?

[Graham-W]

Wouldn't we all like two bites at the cherry. Some greedy beggars about.

[mccfluff]

lol, i want to know how they explain it

[funnygirl]

In case you die twice!!

[tonyav]

Bloody hell, have none of you ever seen James Bond '' You Only Live Twice ''.

[dotty.]

poor woman, she went through all the security questions and then desperately tried to explain what that clause meant and I said 3 times .'well no I intend coming back' and she kept saying that I couldn't, so I said .'well I can do anything', then I told her i was taking the mick, she said all her colleagues were loking at her strangely! she ended up laughing along....... 9 out of 10 to her for effort though, she handled it well!

[tonyav]

LOL, well done dot.

[dotty.]

come to think of it, she was only able to explain that I could only die once, and they would only pay out once, she didn't explain why they used that wording in the clause.......

[mrs_overall]

Lol

When my dad died he had been insured with the Prudential. A few months after they had paid out, a letter arrived addressed to him,giving details of a new type of policy which included the words"this policy could change your life"

[Cathyhuns]

It could be a standard clause for both single and joint (couples) cover saying that they only out on the first death

[craft1948]

I have no life insurance whatsoever, let's face it even if I died a pauper they wouldn't leave me up top..................

[parkie]

I think Cathyhuns is right.
My OH and I have a joint policy which will only pay out on the first one to die, and has the same wording even though it is not with Aviva.