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stefos | 13:32 Sat 29th Sep 2012 | Insurance
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My wife lost a ring about six years ago,initially thinking it would be found around the house somewhere but nonetheless went to the police in case someone found it and has a reference from them (though not dated). It was never found and no claim was made as we couldn't find the receipt - until now! Would it be worth trying to claim on the house insurance now?
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What did you pay for the ring? You will probably have a clause in your insurance stating that you are responsible for the first, (say), £50.
I think that if you says it may be in the house but you can't find it the insurer will say if it's still there they won't pay up.
also, who insured you six yaers ago/. Are you still with the same co?
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Hi, Thank you for your replies so far!

rob55...etc. The ring was bought for £600.
factor30 - it could only have been lost between ground floor kitchen and car so thank you, it would be worth bearing that in mind to be more explicit, should we claim.

bedknobs - we have been with the same company for donkeys years without claiming for anything until earlier this year when we had storm damage and (begrudgingly?) received £1400 towards repairs after damage assessment.
If you admit that it was lost 6 years ago you have no chance , way way outside the time limit to claim.
(Of course you could just say you have just lost it and make a claim , don't mention the police reference it will be off the record now)
How long ago did you buy it ? Remember the ring will be worth a lot more now than you paid for it , the price of Gold is at an all time high.

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