Home Insurance

[Hymie]

I bitched about this last year – but no harm repeating myself; if reading this could save you £30+

Received my house insurance (buildings & contents) renewal notification at approx £110. Just obtained an on-line quote from my insurer's website at approx £80 for the same cover.

[boxtops]

Always worth shopping around at renewal, even with the company you're already with - they bank on people being too lazy to do so.

[Jeza]

Am I missing something....Is that £80 for building AND contents, or you talking about your garden shed?

[Hymie]

No, that is for a three bedroom end of terrace property.

[boxtops]

That is amazingly cheap even at the original price, for buildings and contents. Ours is about £300 p.a.

[Jeza]

Flipping ek. Where do you live?

[Hymie]

All I can say is try Direct-line.

I should add that I have had no claims within the last 5 years and there is a £200 excess on each of the buildings and contents sections of the policy.

The last time I was charged circa £200 for my home insurance was when I originally purchased the property, and it was a condition of the mortgage that the insurance was arranged through the Building Society. I recall having to pay £25 to extricate myself from this arrangement (once it was an available option in the terms & conditions).

[Hymie]

The property is north of London, just outside the M25.

[bednobs]

mine is also around 300

[Sycamore3House]

I always shop around every year for all my insurances.
I had my car insurance renewal in the post yesterday. Fully comp for a 13 year old 2.0l Honda Accord £378.90.
Went on compare the market same details came up at £198.60 with the same company. I telephoned them to ask if they would honour the web price or would I have to cancel and go down the on line route.
They honoured the web price and I do not have to do anything else. Worth shopping around. But is this now part of rip off Britain.

[overthetop]

You'll only know if its good value if you ever have to make a claim, which I hope you don't. Read all the small print.

[fourteen85]

I also shop around for breakdown cover, AA renewal rates are always a lot higher than on line, ring up and query the price and down it comes