Also watch out for this - Swinton insurance office rings and offers to renew our insurance with same company as last year, gives quote higher than last year (of course)
OH checks online through Swinton and its £50+ cheaper, rings Swinton back "if we do it online through your company, its xxx why are you charging so much more? No answer could be found......... then pimply on other end said meekly "as you've sussed that, we can do it at our online price!" He said most people don't bother to check" ......... its a jolly good job we are intelligent enough to do just that!