Jobs & Education6 mins ago
Does 3Rd Party Insurance Cover The 3Rd Party's Phone?
I was knocked off my bicycle by a car driver. He stopped and offered to pay for damages. My phone was broken in the incident. He says that his insurance does not cover it, and he is only willing to make a small contribution towards a new one.
But I thought that this WOULD be covered by his 3rd party insurance, since it is damage to 3rd party property. Can anyone shed some light on this please? Thanks!
But I thought that this WOULD be covered by his 3rd party insurance, since it is damage to 3rd party property. Can anyone shed some light on this please? Thanks!
Answers
Best Answer
No best answer has yet been selected by ct8356. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Go back and tell him you want to claim on his insurance.
You will get compensation for your injuries ( even if it was only a scratch)
and payment for damage.
He is trying to get away without paying what he should.
If he is offering to pay cash he is trying to get it sorted without telling his insurance.
You will get compensation for your injuries ( even if it was only a scratch)
and payment for damage.
He is trying to get away without paying what he should.
If he is offering to pay cash he is trying to get it sorted without telling his insurance.
Not that I'd condone this, but a driver reversed into me ages ago whilst in the town centre.
He denied liability saying I'd reversed into him.
Hey presto, I found a witness (even though the "witness" wasn't even in town at the time .... and he just happened to be a friend of a friend) .... can you see where this is gong??
The bottom line is, if he thinks you have a genuine witness, he'll probably pay up, otherwise get yourself a "witness" ......
He denied liability saying I'd reversed into him.
Hey presto, I found a witness (even though the "witness" wasn't even in town at the time .... and he just happened to be a friend of a friend) .... can you see where this is gong??
The bottom line is, if he thinks you have a genuine witness, he'll probably pay up, otherwise get yourself a "witness" ......
Yes you will win if you claim on his insurance. He has admitted liability by offering to pay you.
If you do not want to do yourself any solicitor will do it for you, this will cost you nothing his insurance will pay it all.
My son was knocked off his bike in a very similar situation, he was not injured ( apart from a cut knee) but he still got £2000 from the driver's insurance.
If you do not want to do yourself any solicitor will do it for you, this will cost you nothing his insurance will pay it all.
My son was knocked off his bike in a very similar situation, he was not injured ( apart from a cut knee) but he still got £2000 from the driver's insurance.
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