insurance

[ekell3]

my daughter passed her test in Sept and has gone to university. I notified the insurance company that she now had a full licence, was going to be the main driver and the policy holder. The company said it would cost �900+ to change the policy and the address, it's not a high risk area and have her as the main driver. They then contacted us after I sent an email with the info in saying that there was only an excess of �130 to pay, because the area's a higher risk than where we live now and for the change of details. Now they've contacted me again yesterday, saying that if I change to another policy it'll only cost �600 (after threatening to cancel the policy completely) for another policy to finish in Oct 2006 not April 2006.after reading my original email to the company, I'm wondering whether it's just a ploy to sell another policy. Any one else come up against this?

[Hermia]

Would it not be better for her to 'phone around for quotes herself now that she has passed? Insurance companies love luring new customers with good deals.

The prices you have been quoted sound really good BTW. My 22 year old female friend has just passed her driving test and been quoted �3000. I've been driving for years and have a small car and still pay about �600.

[rebby]

Insurance companies try to rip you off all the time - I'm 27 and have been driving 3.5 years. I drive an MG ZR and currently pay �440 with 4 years NBC. I have had the most STUPID quotes - Zurich once quoted me �1800 which is bloody ridiulous ! Shop around - I do each year, and you'd be amazed how much you can save. Look at the companies that insure women drivers (I think one of them is called Diamond) Also, I have my Dad on the insurance - he's never going to drive the car, but he brings the policy down by �80.