Nope, I shop around every year, Hopkirk. The value of my car doesn't make any difference really - it's the amount of damage it can do to other cars, people and property that costs the insurance company. Unless I've got a Ferrari or something like.
To my mind if he needed expensive treatment, I wouldn't want to put him through it anyway.
Lesser treatments I would just pay up, using the money I had saved by not insuring him. The scheming blighters at the insurance companies stick big excesses on anyway, so they reduce their payouts.
As my cat is 17, with no major problems yet, I think it was the right decision.
I have decided, after some deliberation, to cancel the insurance for the Tigers. It is a silly amount to pay out each year. Frankie is asthmatic and goes to the Vet regularly but his sister is as fit as a butcher's dog.
It is Hc - for a while I wasn't paying too much but Frankie was steroid inhalers (human ones) and the insurance was a great idea. But now he is on Prednisolone which is very cheap.
Should I bank the money or spend it when I go shopping with my pal this Thursday?
Pet insurance is a rip off, I've paid for my dog for 9 years and never had to make a claim, just like home insurance , no claims but, one never knows when something may happen.