News5 mins ago
A Nice Little Earner For Gness?
23 Answers
My car insewerance is up for renewal - at present I'm the only driver on the policy (the chance of anyone else getting their sweaty paws on my S5 is minimal, or less).
Last year my policy was £260, the best quote so far this year (from a multitude of sites), despite no change from last year and my impeccably clean licence, is an eye-watering £472 - ouch ouch ouch.
I'm off to Ireland with the bird watchers later in the summer & it has been suggested that we all make sure that there is a 'spare' driver on our insurance in case of illness or other (ahem) 'incapacity'.
So I tried putting my mate J on the policy (sane, English ,male, elderly, clean licence) - premium would now be £492 - much as expected.
Out of idle curiosity I tried adding our friend gness to the policy (daft, Irish, female, 'of a certain age', clean licence) - the premium quoted promptly ... DROPPED ... to a quite affordable £313.
I have suggested to gness that she now hawk herself around to all male friends as a 'named driver' for a 50% split of any premium reduction.
Seriously though - how on earth does this work??
Last year my policy was £260, the best quote so far this year (from a multitude of sites), despite no change from last year and my impeccably clean licence, is an eye-watering £472 - ouch ouch ouch.
I'm off to Ireland with the bird watchers later in the summer & it has been suggested that we all make sure that there is a 'spare' driver on our insurance in case of illness or other (ahem) 'incapacity'.
So I tried putting my mate J on the policy (sane, English ,male, elderly, clean licence) - premium would now be £492 - much as expected.
Out of idle curiosity I tried adding our friend gness to the policy (daft, Irish, female, 'of a certain age', clean licence) - the premium quoted promptly ... DROPPED ... to a quite affordable £313.
I have suggested to gness that she now hawk herself around to all male friends as a 'named driver' for a 50% split of any premium reduction.
Seriously though - how on earth does this work??
Answers
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No best answer has yet been selected by sunny-dave. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.Yes, ummmm - it's a nonsense - designed to force people to use the Car Hire company's own 'excess protection' products at ruinous expense.
I actually have a spare credit card with around £3,000 credit limit that I only ever use to guarantee car hire deposits - having anything up to £2,000 blocked on one of my main cards would seriously foul up my cashflow. It also means that if they ever take an unauthorised payment I can ring fence the damage until it is sorted.
I actually have a spare credit card with around £3,000 credit limit that I only ever use to guarantee car hire deposits - having anything up to £2,000 blocked on one of my main cards would seriously foul up my cashflow. It also means that if they ever take an unauthorised payment I can ring fence the damage until it is sorted.
I think it can simply be a number of reasons, Dave......
They look at the application and see.....Gness or Jakep.....and say....
C'mon chaps......two lovely ladies......fantastic driving records.....always wave (safely) to traffic wardens......never honk at caravans.... just drop the price ........
And anyway, chaps, Luke is still in therapy after the last time Gness called to discuss insurance......let's just keep her happy.....and away from a phone........ ;-)
They look at the application and see.....Gness or Jakep.....and say....
C'mon chaps......two lovely ladies......fantastic driving records.....always wave (safely) to traffic wardens......never honk at caravans.... just drop the price ........
And anyway, chaps, Luke is still in therapy after the last time Gness called to discuss insurance......let's just keep her happy.....and away from a phone........ ;-)
Are any of you registered with a disabiity and using a blue badge while driving in Ireland? I have a badge, the cost of petrol and diesel is reduced by 59cent per litre, just if you need to know that if say, gness were to be using a badge, she does travel on an Irish passport ;) just a thought http:// ddai.ie /disabl ed-driv ers-pas sengers -tax-re lief-sc heme/12 2-fuel- grant-s cheme
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