The friend has everything under control
and even if the other fella is uninsured, your frenz insurance will pay ( and premiums to up but everything has a downside)
Now....
Hope Hospital ( youknow where ill people go) contractor wiped out my frenz Bentley ( we wd rather have the bent bentley I can tell you) and the driver gave his employers details and "I am at fault"
and the company,
the school leeva at the company gave the standard AB reply " Foo what all dat about den? ooo no, we dont do any of that - ooo no"
And so we went frooda run around of MIB, and I was gonna tell the CEO of the Hospital ( you know where the ill people are) that he was employing an uninsured company.....
and the chief honcho of the company rang ( I was just about to allege criminal activity - viz lack of insurance. I think I had chucked in explosives and terrorism: the driver LOOKED forrin)
rang and said " we are insured, I dont kn.ow why you were told we werent"
and and and - it was a cheap write off, we cdnt insist on repaid AND the police later contacted me to say that I had been spotted driving around Ashby de la Zouche, cheap write off chip-shopped