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Family Life1 min ago
Insurance cover for Storm damage
2 Answers
How is storm damage defined for house insurance claims and does it always cover garage damage ?
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The legal definition of Storm is 'a violent disturbance of the atmosphere'.
In the days before insurance companies were banned from operating a tariff (price ring), most policy wordings were identical. Complex and not in Plain En glish, at least they were consistent.
Nowadays, you get what you pay for.
However, the policy will define what constitutes 'the buildings' and I'd expect it to include all outbuildings but maybe only those constucted of brick and/ or stone etc. so possibly a wooden or flimsy corrugated iron garage may not be covered.
.
In the days before insurance companies were banned from operating a tariff (price ring), most policy wordings were identical. Complex and not in Plain En glish, at least they were consistent.
Nowadays, you get what you pay for.
However, the policy will define what constitutes 'the buildings' and I'd expect it to include all outbuildings but maybe only those constucted of brick and/ or stone etc. so possibly a wooden or flimsy corrugated iron garage may not be covered.
.
1 to 2 of 2
