Driving without insurance

[thelasttif]

What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?

I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before.
I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault.

This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that.

Should i get a solicitor and does anyone know how much they cost?

Will i be suspended from driving?

[almcd007]

Its classed as an absolute offence - you either have it or you don't there is no excuse or defence for not having or not checking that it is valid or letting it lapse.

You will normally get 6 points and a few hundred pounds fine.

[Buenchico]

If it's dealt with by a fixed penalty notice, there's a �200 fine and 6 points on your licence.

Before a court, the maximum penalty is 8 points on your licence and a �5000 fine. Immediate disqualification is also possible.

In your case, it's probably more likely that a fixed penalty will be issued.

Chris

[JOHNNYxCASH]

I take it you've checked with the insurance company that your insurance has actually expired???

Some insurance companies will renew your insurance automatically especially if you pay by direct debit.