Jobs & Education1 min ago
selling house. Do I pay the insurance for the house being on a parish boundary
5 Answers
Am currently selling me house. I have just recieved a letter saying that I have to pay �140 to norwich union as apparenly the property is on the boundary of a parish. whcih does have a potential chancel repair liability.
Do I have to pay this or the people buying my house?
Do I have to pay this or the people buying my house?
Answers
Best Answer
No best answer has yet been selected by fluffy apple. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.I think you will find your buyer is expecting you to fork out for this.
This is a single premium, chancel repair liability insurance. It protects your buyer in the event that the local parish church invokes a clause that makes parishioners liable for repairs under some circumstances. Their solicitor is (correctly) covering this angle.
There's some general info about this 'problem' here.
http://www.chancelrepairsearches.co.uk/
This is a single premium, chancel repair liability insurance. It protects your buyer in the event that the local parish church invokes a clause that makes parishioners liable for repairs under some circumstances. Their solicitor is (correctly) covering this angle.
There's some general info about this 'problem' here.
http://www.chancelrepairsearches.co.uk/
Well its because your house has been offered for sale 'as seen', and they have made an offer which you have accepted. But all deals are subject to contract. Then the solicitors and surveyors get involved (well less so with surveyors because of HIPS) and they find something unexpected that they want put right before they buy. You are prefectly within your rights to refuse to pay and then they will have to decide to take it on the chin, pull out or try and negotiate with you.
That's why I said, I think they will be expecting you to pay.
That's why I said, I think they will be expecting you to pay.
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