underpin or drain repair

[scouse 73]

hi we are close to exchange on a property,but it needs some drain work which has caused subsidence.will this involve underpining or will the repair cure it? also will we be able yo get insurance? thanks jeff

[seatrout]

If you have not yet exchanged contracts then the property does not belong to you. No insurer will pay you for a fault that existed before you bought the property.
You will need a surveyor to assess whether the house needs underpinning or not